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Spencer, IA Real Estate

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618 4th Street, Spencer, IA 51301 Spencer, IA 51301

$269,000
618 4th Street, Spencer, IA 51301
44
Status: Active

Nestled on a picturesque river lot overlooking the Little Sioux River, this charming 1½-story home offers breathtaking views in every season. From vibrant fall colors to peaceful winter scenes, nature provides a stunning backdrop year-round. Enjoy...

  • 251642MLS #
  • 2BATHS
  • 3BEDS
  • 3298SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, LORI BLACK (712.260.1372)
618 4th Street Spencer, IA 51301

905 5th Ave SW, Spencer, IA 51301 Spencer, IA 51301

$254,900
905 5th Ave SW, Spencer, IA 51301
Price Decreased
16
Status: Active

Stunning kitchen! Custom built cabinets, quartz countertops, stainless-steel appliances, large center island perfect for preparing meals and serving. This town home features an open concept living area, private master bedroom with 3/4 bath & guest...

  • 251414MLS #
  • 2BATHS
  • 2BEDS
  • 1251SQFT
View Details
Listed by : REALTY PROFESSIONALS, MARK HALLETT (712.363.0145) & REALTY PROFESSIONALS, SUSANNE HALLETT (712.363.0144)
905 5th Ave SW Spencer, IA 51301

609 4Th Avenue, Spencer, IA 51301 Spencer, IA 51301

$249,900
609 4Th Avenue, Spencer, IA 51301
16
Status: Active

If you've been waiting for the one that checks every box, here it is! This 4 bedroom, 2.5 bath home delivers a functional layout, perfect for every day life and entertaining. Natural light pours through the home, making every room feel bright,...

  • 260046MLS #
  • 3BATHS
  • 4BEDS
  • 1912SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, NICOLE NIMKE (712.363.0287)
609 4Th Avenue Spencer, IA 51301

202 4th Street, Spencer, IA 51301 Spencer, IA 51301

$239,000
202 4th Street, Spencer, IA 51301
Price Decreased
32
Status: Active

Step onto the classic front and instantly feel right at home! The entry greets you with warm wood details, setting the tone for a period correct house with updates. This spacious home is full of charm and even offers a workshop behind the two car...

  • 251306MLS #
  • 2BATHS
  • 3BEDS
  • 3166SQFT
View Details
Listed by : NORTHWEST IOWA REALTY, KIM BATES (712.260.7149)
202 4th Street Spencer, IA 51301

603 Grand Avenue, Spencer, IA 51301 Spencer, IA 51301

$229,900
603 Grand Avenue, Spencer, IA 51301
Price Decreased
7
Status: Active

6,000 sqft! Potential opportunity so split into 3-4 units. Prime Multi-Use Space in the Heart of Spencer. Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect...

  • 251192MLS #
  • N/ABATHS
  • N/ABEDS
  • 6000SQFT
View Details
Listed by : INTEGRITY REAL ESTATE, NICK STEFFES (712.339.0293)
603 Grand Avenue Spencer, IA 51301

3202 3rd Street, Spencer, IA 51301 Spencer, IA 51301

$215,900
3202 3rd Street, Spencer, IA 51301
31
Status: Active

Charming Opportunity for your new home at 3202 West 3rd Street! Located on a quiet cul-de-sac in an established neighborhood on the west side of Spencer, this property offers that almost "new" feeling as lived in very lightly. Whether you’re a...

  • 260071MLS #
  • 1BATHS
  • 2BEDS
  • 1096SQFT
View Details
Listed by : NORTHWEST IOWA REALTY, BOB BATES (712.260.7148)
3202 3rd Street Spencer, IA 51301

109 Parkway Drive, Spencer, IA 51301 Spencer, IA 51301

$199,000
109 Parkway Drive, Spencer, IA 51301
12
Status: Active

DRY HOME! Come check out this property with so tons of potential! With 3 spacious bedrooms upstairs, one non-conforming downstairs, family/game room downstairs, eat-in kitchen and a large living room overlooking a large back yard, this home is a...

  • 260023MLS #
  • 2BATHS
  • 4BEDS
  • 1220SQFT
View Details
Listed by : INTEGRITY REAL ESTATE, MEGAN JEWELL (712.330.6458)
109 Parkway Drive Spencer, IA 51301

1203 5Th Street, Spencer, IA 51301 Spencer, IA 51301

$182,499
1203 5Th Street, Spencer, IA 51301
Price Decreased
12
Status: Active

Charming 3 bedroom ranch in a desirable neighborhood near parks and schools. Natural light fills the inviting living spaces, while the functional layout makes everyday living easy. Step outside to enjoy a spacious, well-kept yard, ideal for...

  • 251348MLS #
  • 1BATHS
  • 4BEDS
  • 1196SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, NICOLE NIMKE (712.363.0287)
1203 5Th Street Spencer, IA 51301

203 10th Street, Spencer, IA 51301 Spencer, IA 51301

$174,900
203 10th Street, Spencer, IA 51301
14
Status: Active

Attention Business Owners and Entrepreneurs! This commercial property with 4700 sq. ft. has endless possibilities! Whether you are looking to start a business or expand an existing business, this place could be just what you are looking for! The...

  • 251425MLS #
  • N/ABATHS
  • N/ABEDS
  • 4700SQFT
View Details
Listed by : INTEGRITY REAL ESTATE, RYAN MORAN (712.260.0997)
203 10th Street Spencer, IA 51301

523 4Th Avenue, Spencer, IA 51301 Spencer, IA 51301

$170,000
523 4Th Avenue, Spencer, IA 51301
31
Status: Active

Charming two-story home featuring 3bedrooms and 2 bathrooms. The updated kitchen is perfect for modern living, while the formal dining room and cozy living room provide plenty of space for entertaining. Relax on the wonderful front porch, ideal...

  • 260052MLS #
  • 2BATHS
  • 3BEDS
  • 1530SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, KARI STAVE (712.363.2691)
523 4Th Avenue Spencer, IA 51301

304 9th Street, Spencer, IA 51301 Spencer, IA 51301

$169,000
304 9th Street, Spencer, IA 51301
Price Decreased
19
Status: Active

Completely Renovated & Beautifully Finished — Move-In Ready Ranch in Spencer, Iowa! This beautifully updated 2-bedroom, 2-bath ranch-style home has been renovated down to the studs after the 2024 flood—Everything inside is new, including...

  • 251432MLS #
  • 2BATHS
  • 2BEDS
  • 1040SQFT
View Details
Listed by : EXIT REALTY MIDWEST, TRACEY RADCLIFFE (712.330.0837)
304 9th Street Spencer, IA 51301

424 E 10th St, Spencer, IA 51301 Spencer, IA 51301

$164,500
424 E 10th St, Spencer, IA 51301
27
Status: Active

This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as...

  • 251474MLS #
  • 1BATHS
  • 2BEDS
  • 1664SQFT
View Details
Listed by : HINN REAL ESTATE, JIMY MAC LENZ (712.240.0695)
424 E 10th St Spencer, IA 51301

507 9Th Street, Spencer, IA 51301 Spencer, IA 51301

$159,900
507 9Th Street, Spencer, IA 51301
New Listing
33
Status: Active

If you love homes with charm and character, this one is worth a look! This inviting 3 bedroom, 1.5 bath home offers beautiful hardwood floors, spacious living and dining areas, and a cozy enclosed front porch perfect for relaxing year-round. The...

  • 260132MLS #
  • 2BATHS
  • 3BEDS
  • 1331SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, SHELLY LOHMAN (712.260.8665)
507 9Th Street Spencer, IA 51301

1625 3rd Avenue, Spencer, IA 51301 Spencer, IA 51301

$139,900
1625 3rd Avenue, Spencer, IA 51301
Price Decreased
20
Status: Active

Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and...

  • 251142MLS #
  • 2BATHS
  • 2BEDS
  • 1513SQFT
View Details
Listed by : INTEGRITY REAL ESTATE, RYAN MORAN (712.260.0997)
1625 3rd Avenue Spencer, IA 51301

818 2nd Avenue, Spencer, IA 51301 Spencer, IA 51301

$139,900
818 2nd Avenue, Spencer, IA 51301
Price Decreased
17
Status: Active

Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with...

  • 251428MLS #
  • 2BATHS
  • 4BEDS
  • 1212SQFT
View Details
Listed by : HOMETOWN REALTY, KELLY BIERL (712.260.5711)
818 2nd Avenue Spencer, IA 51301

516 4th Street, Spencer, IA 51301 Spencer, IA 51301

$134,000
516 4th Street, Spencer, IA 51301
Price Decreased
19
Status: Active

Two Story Home Near Schools with Room for the Whole Family! This charming home combines classic character with practical updates. Original hardwood floors throughout the main level, a winding staircase, and an inviting enclosed front porch. 5...

  • 251302MLS #
  • 2BATHS
  • 5BEDS
  • 2088SQFT
View Details
Listed by : KELLER WILLIAMS OKOBOJI, PEGGY BERGH-KUKER (712.330.1569)
516 4th Street Spencer, IA 51301

2021 358Th Street, Spencer, IA 51301 Spencer, IA 51301

$129,500
2021 358Th Street, Spencer, IA 51301
Price Adjustment
15
Status: Active

River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a...

  • 221242MLS #
  • N/ABATHS
  • N/ABEDS
  • 163280SQFT
View Details
Listed by : REAL ESTATE UNLIMITED, SETH HELLINGA (712.320.0482)
2021 358Th Street Spencer, IA 51301

19 2nd Street, Spencer, IA 51301 Spencer, IA 51301

$115,000
19 2nd Street, Spencer, IA 51301
Price Decreased
14
Status: Active

Investor Opportunity – Tucked into the heart of Spencer, this 1½-story frame bungalow has been a quiet constant—providing a comfortable place to call home for long-term tenants and reliable income. With two separate living units, each space offers...

  • 251337MLS #
  • 2BATHS
  • 4BEDS
  • 2050SQFT
View Details
Listed by : HOMETOWN REALTY, KELLY BIERL (712.260.5711)
19 2nd Street Spencer, IA 51301

32 1st Street, Spencer, IA 51301 Spencer, IA 51301

$114,900
32 1st Street, Spencer, IA 51301
Price Decreased
15
Status: Active

Classic Home with Dedicated Bonus Space! This 3 bedroom, 1 bath is just what you've been waiting for! Move-in ready with an oversized 2 car garage and a separate shop area to suit your needs...auto, wood shop or workout room. Make it your dream...

  • 251392MLS #
  • 1BATHS
  • 3BEDS
  • 1691SQFT
View Details
Listed by : NORTHWEST IOWA REALTY, BOB BATES (712.260.7148)
32 1st Street Spencer, IA 51301

900 5th Street, Spencer, IA 51301 Spencer, IA 51301

$110,000
900 5th Street, Spencer, IA 51301
32
Status: Active

Live in it to love it or an investment opportunity!! Bring your creative ideas and make this 3 bedroom cape cod home shine again! Located close to several parks, Johnson school and the YMCA this home sits on a large corner lot and has most of the...

  • 251260MLS #
  • 1BATHS
  • 3BEDS
  • 864SQFT
View Details
Listed by : HINN REAL ESTATE, BRYAN SEBASTIAN (712.240.6613)
900 5th Street Spencer, IA 51301

2015 358Th Street, Spencer, IA 51301 Spencer, IA 51301

$99,900
2015 358Th Street, Spencer, IA 51301
16
Status: Active

River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a...

  • 221241MLS #
  • N/ABATHS
  • N/ABEDS
  • 163280SQFT
View Details
Listed by : REAL ESTATE UNLIMITED, SETH HELLINGA (712.320.0482)
2015 358Th Street Spencer, IA 51301

118 14Th Street, Spencer, IA 51301 Spencer, IA 51301

$99,000
118 14Th Street, Spencer, IA 51301
Price Decreased
9
Status: Active

Charming two-bedroom ranch home located just minutes from the Clay County Fairgrounds and scenic bike trail. Enjoy the convenience of nearby recreation, events and outdoor activities while being tucked into a quiet neighborhood. A great...

  • 251604MLS #
  • 1BATHS
  • 2BEDS
  • 744SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, NICOLE NIMKE (712.363.0287)
118 14Th Street Spencer, IA 51301

309 1st Street, Spencer, IA 51301 Spencer, IA 51301

$98,000
309 1st Street, Spencer, IA 51301
Price Decreased
17
Status: Active

Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for...

  • 251279MLS #
  • 1BATHS
  • 2BEDS
  • 1071SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, LORI BLACK (712.260.1372)
309 1st Street Spencer, IA 51301

2008 358Th Street, Spencer, IA 51301 Spencer, IA 51301

$89,900
2008 358Th Street, Spencer, IA 51301
15
Status: Active

River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a...

  • 221235MLS #
  • N/ABATHS
  • N/ABEDS
  • 150000SQFT
View Details
Listed by : REAL ESTATE UNLIMITED, SETH HELLINGA (712.320.0482)
2008 358Th Street Spencer, IA 51301

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Find Spencer, IA homes for Sale and other Spencer real estate on , the premier real estate search website provided by . Search Spencer Houses, Condos, Farms, townhomes and single-family homes by price, location, and amenities such as Condos and off-lake. Our MLS provides ALL real estate listings and also provides the extensive property details such as home values, room sizes, lake access, as well as local school and neighborhood info so you can be sure that you have nearly all the information you would every want right away. Search today! Want a closer look at more Spencer Commercial properties available? Also search our listings for Spencer Open Houses, 2 Bedrooms Homes, New Spencer Listings and Spencer Homes with Price changes, price increase, and price reductions that occur many times throughout the day now.

When buying Spencer Homes for Sale, it's all about 'location, location, location!' With , you can find Spencer homes for Sale quickly and easily. How do you know a home in the community of Spencer is right for you? Sure a home in the right neighborhood is great, but what if it is facing the wrong way on the lake, or it is out of your price range, or you aren't going to the school you prefer? can help you find the RIGHT home for Sale in , as well as homes with space, features, and location you need. This is why you should continue to use to find that Spencer real estate you will fall in love with. can also help you find that investment property in Spencer as well. Make your search simple by selecting Spencer Real Estate that comforts you.

The detailed listings for Condos and single family homes in Spencer offered by . can help you narrow down your search according to property price, room dimensions, bedrooms, bathrooms, Condos, off lake, lake access, etc. Once you've got a search created, you can expand or narrow your search, save favorites, look at photos/pictures, and you can also stay in constant contact with the most professional real estate in the business at . Use custom search app by downloading from google play and the apple store. Here you can view your transactions with and transaction management system.

Get even more of information with just a click. Learn about the Spencer community and neighborhood and check out the interactive maps, statistics, and simple graphs that are easy to understand when searching for Spencer homes for Sale. You'll often find school information, real estate market facts, and much more at minimal effort.

Keep your real estate search simple. Use .

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Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Iowa Great Lakes Board of REALTORS on Monday, March 16, 2026 05:45 PM. The information on this sheet has been made available by the MLS and may not be the listing of the provider. Copyright 2026 Iowa Great Lakes Board of Realtors. Based on information from Iowa Great Lakes Board of Realtors. The advertisers and publishers are not responsible or liable for misinformation, misprints, or other errors. All information provided is deemed reliable but is not guaranteed and should be independently verified. Prices subject to change without notice. Properties subject to prior sale or rental.

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