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Spencer, IA $1-$500K Real Estate

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401 3Rd Street, Spencer, IA 51301 Spencer, IA 51301

$469,900
401 3Rd Street, Spencer, IA 51301
Price Decreased
45
Status: Active

Welcome to this beautifully updated 5-bedroom, 3-bath home, where timeless 1916 charm meets modern comfort. Filled with abundant natural light, this home showcases thoughtful design details and original character that create a warm, inviting feel...

  • 260246MLS #
  • 3BATHS
  • 5BEDS
  • 5602SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, NICOLE NIMKE (712.363.0287)
401 3Rd Street Spencer, IA 51301

2502 HWY Boulevard, Spencer, IA 51301 Spencer, IA 51301

$429,500
2502 HWY Boulevard, Spencer, IA 51301
15
Status: Active

Positioned on the north side of growing Spencer, this versatile mixed-use commercial property offers exceptional visibility and endless possibilities for your business. ?? Loading access with cold storage ?? Dedicated office spaces ?? Open areas...

  • 261017MLS #
  • N/ABATHS
  • N/ABEDS
  • N/ASQFT
View Details
Listed by : INTEGRITY REAL ESTATE, RYAN MORAN (712.260.0997)
2502 HWY Boulevard Spencer, IA 51301

1713 McNaughton Way, Spencer, IA 51301 Spencer, IA 51301

$405,000
1713 McNaughton Way, Spencer, IA 51301
Price Decreased
18
Status: Active

High-Visibility Commercial Opportunity... Well-located commercial property situated right on W. 18th Street, a well-traveled route near the Clay County Fairgrounds. The property offers 3,172 square feet of versatile commercial space on a corner...

  • 261023MLS #
  • N/ABATHS
  • N/ABEDS
  • 3172SQFT
View Details
Listed by : INGVALL REAL ESTATE TEAM, TRICIA WEMPE (712.260.8888)
1713 McNaughton Way Spencer, IA 51301

1519 11th Street, Spencer, IA 51301 Spencer, IA 51301

$384,000
1519 11th Street, Spencer, IA 51301
24
Status: Active

From Any Angle...There's More. Follow the natural flow from the living room into a kitchen designed to keep life moving, where granite countertops, plenty of workspace, and cabinet storage that keeps everything within reach make everything from...

  • 260937MLS #
  • 4BATHS
  • 4BEDS
  • 3494SQFT
View Details
Listed by : HOMETOWN REALTY, KELLY BIERL (712.260.5711)
1519 11th Street Spencer, IA 51301

1007 17th Street, Spencer, IA 51301 Spencer, IA 51301

$378,000
1007 17th Street, Spencer, IA 51301
54
Status: Active

Listed below assessed value, this 4-bedroom, 4-bathroom two-story home sits on a corner lot and offers 2,726 sq ft of living space. The main floor features a spacious front living room, kitchen and dining area with access to a covered patio, and a...

  • 261307MLS #
  • 4BATHS
  • 4BEDS
  • 2726SQFT
View Details
Listed by : RE/MAX LAKES REALTY, JANIE EICK (712.339.0574)
1007 17th Street Spencer, IA 51301

2 North Grand Ave, Spencer, IA 51301 Spencer, IA 51301

$369,900
2 North Grand Ave, Spencer, IA 51301
Price Decreased
31
Status: Active

Mixed Use Commercial Property offers, Office, Retail, & Warehouse. Features 4200 sq ft of office / retail, 2000 sq ft of warehouse, a 28ft x 32ft detached garage & 7200 sq ft of off street private concrete parking all located on a 1/2-acre lot...

  • 251017MLS #
  • N/ABATHS
  • N/ABEDS
  • N/ASQFT
View Details
Listed by : REALTY PROFESSIONALS, MARK HALLETT (712.363.0145) & REALTY PROFESSIONALS, SUSANNE HALLETT (712.363.0144)
2 North Grand Ave Spencer, IA 51301

924 1st Avenue, Spencer, IA 51301 Spencer, IA 51301

$350,000
924 1st Avenue, Spencer, IA 51301
Price Decreased
36
Status: Active

This meticulously remodeled brick ranch home in the heart of Spencer, Iowa, is now offered at a new, competitive price and is steps from local shopping, dining, and coffee shops. updated from top to bottom, this move-in-ready property features a...

  • 260519MLS #
  • 3BATHS
  • 5BEDS
  • 2913SQFT
View Details
Listed by : KELLER WILLIAMS OKOBOJI, ABBY GOODELL (712.305.8987)
924 1st Avenue Spencer, IA 51301

216 Milwaukee Street, Spencer, IA 51301 Spencer, IA 51301

$324,900
216 Milwaukee Street, Spencer, IA 51301
20
Status: Active

Prime Spencer Commercial Property | Flexible Space & Income Potential Excellent opportunity to own a versatile mixed-use commercial property in the heart of Spencer, featuring both heated and cold storage space, multiple loading docks, and...

  • 261100MLS #
  • N/ABATHS
  • N/ABEDS
  • N/ASQFT
View Details
Listed by : INTEGRITY REAL ESTATE, RYAN MORAN (712.260.0997)
216 Milwaukee Street Spencer, IA 51301

1107 4th Street, Spencer, IA 51301 Spencer, IA 51301

$310,000
1107 4th Street, Spencer, IA 51301
Price Decreased
26
Status: Active

Your next home awaits! A spacious corner lot conveniently located in town, this is a five-bedroom, four-bathroom ranch is ready to move in and make your own. Beautiful details create character and interest, meaning this is a house unlike any other...

  • 260793MLS #
  • 4BATHS
  • 5BEDS
  • 3524SQFT
View Details
Listed by : EXP REALTY LLC, KATE PADILLA (712.363.0332)
1107 4th Street Spencer, IA 51301

114 34th Avenue, Spencer, IA 51301 Spencer, IA 51301

$292,000
114 34th Avenue, Spencer, IA 51301
22
Status: Active

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style....

  • 240894MLS #
  • 2BATHS
  • 3BEDS
  • 1533SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, CRISTY JONES (712.260.0423)
114 34th Avenue Spencer, IA 51301

1107 Breezy Meadow Lane, Spencer, IA 51301 Spencer, IA 51301

$292,000
1107 Breezy Meadow Lane, Spencer, IA 51301
Price Decreased
68
Status: Active

Your next home awaits! Take advantage of this rare opportunity to own in the tucked away neighborhood of Breezy Meadows Lane in Spencer. Located right off of W 4th St, this 5-bedroom, 3-bathroom house sits on an oversized lot and is across the...

  • 260323MLS #
  • 3BATHS
  • 5BEDS
  • 3606SQFT
View Details
Listed by : EXP REALTY LLC, KATE PADILLA (712.363.0332)
1107 Breezy Meadow Lane Spencer, IA 51301

213 34th Avenue, Spencer, IA 51301 Spencer, IA 51301

$284,900
213 34th Avenue, Spencer, IA 51301
19
Status: Active

Setting a trend with a NEW FLOOR PLAN is this quality built 3 Bedroom 2 Bath contemporary home featuring an open concept floor plan, custom built cabinets, and beautiful finishes throughout. You can end your day in the luxury master bedroom...

  • 231322MLS #
  • 2BATHS
  • 3BEDS
  • 1518SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, CRISTY JONES (712.260.0423)
213 34th Avenue Spencer, IA 51301

3213 W 3rd Street, Spencer, IA 51301 Spencer, IA 51301

$284,900
3213 W 3rd Street, Spencer, IA 51301
Price Decreased
20
Status: Active

Move right into this beautifully maintained, pristine 3-bedroom, 2-bath patio home where everything is ready for you—including all kitchen appliances plus the washer and dryer, and upgraded window treatments. Skip the wait and added expense of new...

  • 260941MLS #
  • 2BATHS
  • 3BEDS
  • 1518SQFT
View Details
Listed by : EXIT REALTY MIDWEST, NANCY VIERKANT (712.330.4266)
3213 W 3rd Street Spencer, IA 51301

216 34th Avenue, Spencer, IA 51301 Spencer, IA 51301

$275,000
216 34th Avenue, Spencer, IA 51301
35
Status: Active

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style....

  • 221338MLS #
  • 2BATHS
  • 3BEDS
  • 1533SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, CRISTY JONES (712.260.0423)
216 34th Avenue Spencer, IA 51301

212 34th Avenue, Spencer, IA 51301 Spencer, IA 51301

$275,000
212 34th Avenue, Spencer, IA 51301
19
Status: Active

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style....

  • 221339MLS #
  • 2BATHS
  • 3BEDS
  • 1533SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, CRISTY JONES (712.260.0423)
212 34th Avenue Spencer, IA 51301

208 34th Avenue, Spencer, IA 51301 Spencer, IA 51301

$275,000
208 34th Avenue, Spencer, IA 51301
23
Status: Active

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style....

  • 221340MLS #
  • 2BATHS
  • 3BEDS
  • 1533SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, CRISTY JONES (712.260.0423)
208 34th Avenue Spencer, IA 51301

1614 W. 11th St., Spencer, IA 51301 Spencer, IA 51301

$269,900
1614 W. 11th St., Spencer, IA 51301
Open House
Built in 2025
Price Decreased
20
Status: Active

New Construction Two-bedroom, two bath townhome located near the YMCA & the Spencer Golf & Country Club. Quality finishes throughout include 9 ft ceilings, Pella windows, solid wood doors & trim, maple cabinets, quartz counter tops, Stainless...

  • 261205MLS #
  • 2BATHS
  • 2BEDS
  • 1223SQFT
Open House: 18 Oct, 2026 (01:00 PM to 02:00 PM)
View Details
Listed by : REALTY PROFESSIONALS, SUSANNE HALLETT (712.363.0144) & REALTY PROFESSIONALS, MARK HALLETT (712.363.0145)
1614 W. 11th St. Spencer, IA 51301

533 Prospect Drive, Spencer, IA 51301 Spencer, IA 51301

$269,000
533 Prospect Drive, Spencer, IA 51301
Price Decreased
29
Status: Active

There’s something about 533 Prospect Drive that just feels like home. Nestled along a peaceful street, this inviting ranch offers comfortable living spaces filled with natural light and a layout designed for everyday life. The kitchen features new...

  • 261137MLS #
  • 3BATHS
  • 5BEDS
  • 2432SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, CRISTY JONES (712.260.0423)
533 Prospect Drive Spencer, IA 51301

506 4th Street, Spencer, IA 51301 Spencer, IA 51301

$249,000
506 4th Street, Spencer, IA 51301
26
Status: Active

There is a lot of summer left to enjoy and it begins right here. This 2 bedroom 2 bath ranch home sits on an oversized lot just steps from the aquatic center, bike trails, East Leach Park and more. Situated on nearly a half acre lot you will find...

  • 260842MLS #
  • 2BATHS
  • 2BEDS
  • 1741SQFT
View Details
Listed by : HINN REAL ESTATE, BRYAN SEBASTIAN (712.240.6613)
506 4th Street Spencer, IA 51301

928 9Th Street, Spencer, IA 51301 Spencer, IA 51301

$240,000
928 9Th Street, Spencer, IA 51301
Price Decreased
22
Status: Active

Location, space and meticulous care come together in this exceptional property. From four bedrooms all on one level to a spacious half-acre lot, this home was designed with everyday living in mind! Pride of ownership is evident throughout this...

  • 260762MLS #
  • 2BATHS
  • 4BEDS
  • 3668SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, NICOLE NIMKE (712.363.0287)
928 9Th Street Spencer, IA 51301

610 Country Club Lane, Spencer, IA 51301 Spencer, IA 51301

$240,000
610 Country Club Lane, Spencer, IA 51301
Price Decreased
19
Status: Active

If you're looking for some privacy, this split foyer has a little country with an open field which you can enjoy from the deck! Stolleys Park and the nature trail are steps away from your front door! The home is move in ready, its been freshly...

  • 260846MLS #
  • 2BATHS
  • 3BEDS
  • 1118SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, KELLY PULLEN (712.240.0382)
610 Country Club Lane Spencer, IA 51301

3195 190th Avenue, Spencer, IA 51301 Spencer, IA 51301

$209,900
3195 190th Avenue, Spencer, IA 51301
Price Decreased
20
Status: Active

Room to grow on this beautiful 4-acre property featuring an updated 2-bedroom, 2-bath home with the potential and space to add additional bedrooms and expanded living areas. A new oversized double-plus garage, new furnace, water heater and a/c...

  • 260534MLS #
  • 2BATHS
  • 2BEDS
  • 1392SQFT
View Details
Listed by : INTEGRITY REAL ESTATE, NICK STEFFES (712.339.0293)
3195 190th Avenue Spencer, IA 51301

1405 11Th Avenue, Spencer, IA 51301 Spencer, IA 51301

$199,900
1405 11Th Avenue, Spencer, IA 51301
Price Decreased
24
Status: Active

Welcome home to this spacious 2 bedroom, 2 bathroom Duplex conveniently located near the Spencer YMCA and the world-famous Clay County Fairgrounds! This well-maintained home offers an open-concept kitchen and dining area perfect for entertaining,...

  • 260592MLS #
  • 2BATHS
  • 4BEDS
  • 2096SQFT
View Details
Listed by : EXIT REALTY MIDWEST- SPENCER/EMMETSBURG, KARI STAVE (712.363.2691)
1405 11Th Avenue Spencer, IA 51301

1615 1st Ave. W., Spencer, IA 51301 Spencer, IA 51301

$199,500
1615 1st Ave. W., Spencer, IA 51301
Price Decreased
29
Status: Active

Located in west Spencer adjacent to walking/bike trail, 3-bedroom, 2 bath home. The main floor offers spacious kitchen, formal dining, large living room, master bedroom, full bath, and main floor laundry. The upper level has 2 additional bedrooms...

  • 260250MLS #
  • 2BATHS
  • 3BEDS
  • 1512SQFT
View Details
Listed by : REALTY PROFESSIONALS, SUSANNE HALLETT (712.363.0144) & REALTY PROFESSIONALS, MARK HALLETT (712.363.0145)
1615 1st Ave. W. Spencer, IA 51301

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Team Evans & Jones

Team Evans & Jones

  • Brooke Jones
  • 641.420.2172
  • [email protected]
  • Tracy Evans
  • 712.330.2748
  • [email protected]

RE/MAX Lakes Realty
272 Hwy 71 N | PO Box 427
Arnolds Park, IA 51331

  • Office: 712.336.4967
Find Spencer, IA $1-$500K homes for Sale and other Spencer, IA $1-$500K real estate on , the premier real estate search website provided by . Search Spencer $1-$500K houses, Golf Course, townhomes and single-family homes by price, location, and amenities such as Condos and off-lake. Our MLS provides ALL $1-$500K real estate listings and also provides the extensive property details such as home values, room sizes, lakeshore, lake access, as well as local school and neighborhood info so you can be sure that you have nearly all the information you would every want right away. Search today! Want a closer look at more Spencer, IA $1-$500K properties available? Also search our listings for Spencer, IA $1-$500K Open Houses, New Spencer $1-$500K Listings and Spencer, IA $1-$500K Homes with Price changes, price increase, and price reductions that occur many times throughout the day now.

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Get even more of information with just a click. Learn about the Spencer community and neighborhood and check out the interactive maps, statistics, and simple graphs that are easy to understand when searching for Spencer, IA $1-$500K homes for Sale. You'll often find school information, real estate market facts and much more with minimal effort.

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Information is deemed to be reliable, but is not guaranteed. © 2026 MLS and FBS. Prepared by Iowa Great Lakes Board of REALTORS on Saturday, October 17, 2026 08:40 PM. The information on this sheet has been made available by the MLS and may not be the listing of the provider. Copyright 2026 Iowa Great Lakes Board of Realtors. Based on information from Iowa Great Lakes Board of Realtors. The advertisers and publishers are not responsible or liable for misinformation, misprints, or other errors. All information provided is deemed reliable but is not guaranteed and should be independently verified. Prices subject to change without notice. Properties subject to prior sale or rental.

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