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1021 5th Street, Spencer, IA 51301

$195,000

Open House: 24 Oct, 2026 (10:00 AM to 11:00 AM)
Open House
New Listing
  • MLS# 261341
  • Bedrooms 4
  • Bathrooms 2
  • Total Sq.ft 2,216
  • Property Type Residential
  • Style Ranch
  • Stories 1
  • Year Built 1955

Property Description

Move-In Ready Home with Space, Updates & Income Potential in Spencer! Welcome home to this beautifully maintained 4-bedroom, 2-bathroom property situated on a desirable corner lot in Spencer, Iowa! Conveniently located near the Spencer Family YMCA and within walking distance of the Clay County Fairgrounds, local schools, and parks, this home offers the perfect blend of comfort, convenience, and versatility. The main floor features three bedrooms, a full bathroom, convenient main-floor laundry, and a well-appointed kitchen complete with a reverse osmosis water system. Recent mechanical updates, including a new furnace and water heater, provide added peace of mind. The oversized, insulated garage features an in-floor drain, making it ideal for extra storage, projects, and everyday convenience. The fully updated basement adds incredible flexibility, featuring a fourth bedroom, a ¾ bathroom, spacious living area, and a wet bar/kitchenette space. Whether you envision a guest retreat, additional entertaining space, or the potential for a rental opportunity, this lower level offers plenty of possibilities. Basement laundry hookups are also available if you’d like to add a second laundry area. Step outside to enjoy the inviting outdoor space, complete with a beautiful pergola and firepit—perfect for relaxing evenings, entertaining friends, or gathering with family. With its desirable location, thoughtful updates, flexible living spaces, and potential for additional income, this Spencer home is one you won’t want to miss. Move in and make it yours!

Legal: EXC N 62.7' ON W & 52.7' ON E 6-7 1 HOWE'S
Active

Property Information

  • 261341
  • $195,000
  • Sale
  • Single Family Residence
  • Ranch
  • RESIDENTIAL
  • 1021 W 5th Street
  • Spencer
  • IA
  • 51301
  • 4
  • 2
  • 1
  • 1
  • 1
  • 2216
  • 9430
  • Attached
  • 2
  • 0.00
  • 2914
  • 2025
  • Spencer
  • 1955

Features

  • No
  • Water Osmosis System

Utilities

  • Forced Air
  • Public/City
  • Public Sewer
  • Central
  • Fuses

Miscellaneous

  • Full
  • Concrete Block,Stick Built
  • Vinyl Siding

LISTED BY

Keller Williams Okoboji, Josh Schaben (712.330.4773) & Keller Williams Okoboji, Jen Schaben (319.325.5075)

Property Location

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Request Info For MLS #261341

Tracy Evans - Residential Expert
Brooke Jones - Broker Associate, ABR|RSPS, Lakeshore and Residential Expert

Brooke Jones

Broker Associate, ABR|RSPS, Lakeshore and Residential Expert

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